Our team of financial professionals share the core belief that financial markets are efficient, meaning prices reflect the knowledge and expectations of all investors. As a result, investment returns are determined principally by asset allocation – not by stock pricing or market timing. As a result, our approach to investing largely differs from most investment advisors who try to actively select investments or time the market.

With Lutz Financial, you benefit from our knowledge and utilization of Nobel Prize-winning academic research, which indicates that passive asset investing is the winning investment strategy.

We tailor allocations of passively managed mutual funds and tax-efficient Exchange Traded Funds from a variety of investment companies – including Dimensional Fund Advisors, Vanguard and Barclays – when designing client portfolios.

Allow Lutz Financial to show you what can be done when the right knowledge is coupled with an experienced, proficient team of financial professionals.   

investment management specialties

• Socially Responsible Investing (SRI)
• Environmental, Social and Corporate Governance (ESG)