• Services
  • Accounting
  • Consulting
  • Financial
  • M&A
  • Talent
  • Tech
  • Accounting Services
  • Consulting Services
  • Financial Services
  • M&A Services
  • Talent Services
  • Tech Services
Business Insights
Explore Topics

Get the latest news and insights on relevant topics that matter most to you.

Webinars & Events
Register Today

Register for an upcoming event or access our library of on-demand recordings.

Lutz Talk Business
Tune In

Subscribe today for entrepreneurially spirited episodes of witty commentary for young professionals.

Download Now

Take a deep dive into challenging business topics with these free educational resources. 

  • News & Insights
  • About

Lutz is a business solutions firm for people seeking a partner to help energize and heighten economic and organizational success.

  • Contact

Log in to your relevant client portal to access your account, upload documents, or make a payment.

Lutz Financial

Retirement Plan Services

Lutz Financial + Retirement Plan Services

Practical, Easy-to-Operate Retirement Plans

At Lutz Financial, we understand that your employees' financial future is no small matter. Our team offers affordable programs that are well-designed and easy to operate. It will allow you to focus on your business while keeping more of your employees’ hard-earned money in their accounts. As a Fiduciary, we are required to act in the best interest of our plan sponsors and their employees. 

We provide advice, helpful resources, and practical retirement plan solution services that align with the unique needs of every business. Whether your business is just starting out or you have a long-established history, we have a plan to get your employees to retirement within budget and on time.



+ 401(k), 403(b), 457, SIMPLE IRA Plans
+ 3(21) Co-Fiduciary Advisory Services
+ 3(38) Investment Manager Services
+ Project-Based Consulting
      - Request for Proposal Consulting
      - Investment Lineup Analysis    
      - Recordkeeper & Third-Party Administrator Searches
+ Provide Risk-Based Model Portfolios
+ High-Quality, Low-Cost Investments 
+ Personalized Participant Education & Advice 
+ Customized Plan Design 
+ Fee Benchmarking & Provider Negotiations 
+ Fiduciary Education 
+ Target Date Fund Consulting 
+ Financial Wellness Programs
+ Cash Balance Plans
+ Defined Benefit Plans
+ Non-Qualified Deferred Compensation Plans


Pooled Employer Plans

This modern solution allows any size business to come together and adopt a professionally managed retirement plan with minimal administrative burden.

Employer Benefits
+ Delegate Fiduciary Liability
+ Free-Up Resources
+ Cost-Efficiencies for Employer & Employees
+ Digital Access to Plan Functions & Information
+ Easy Account Set-Up
+ Payroll Integration
+ Investment Management
+ Automated Participant Registration


Custom Retirement Plans

Retirement planning is a complicated landscape to navigate. The advisors at Lutz Financial are here to partner with you, so you don’t have to take on the task alone. Our team is there to help answer questions and provide guidance on your unique situation.

We work to make sure you are offering a competitive retirement plan for your employees. Our experts can assist in reviewing your current providers and analyzing your plan’s investment options to find the right fit for your business. If you have an existing plan in place, we can assist in reviewing allocation strategies and guide you toward efficient administration and employee enrollment.

Employer Benefits
+ Dedicated Service Team
+ Flexible Plan Design
+ Compliance Assessments
+ Investment Management
+ Payroll Integration
+ Plan Governance
+ Free-Up Resources
+ Delegate Fiduciary Liability
+ Lutz Financial Risk-Based Model Portfolios
+ Unbiased Support from CFP® Professionals
+ Cost-Efficiencies for Employer & Employees


Small Business Retirement Plans

We understand it can be difficult to find quality small business retirement plans for employees that offer the features you need at an affordable cost. Lutz Financial’s small business retirement plan is practical, provides flexibility, and saves administrative time while still being managed by knowledgeable professionals.

Through the plan’s digital platform, you can easily view plan stats, manage payroll, review plan documents, and update plan information at any time. We can help you in choosing a retirement solution for your small business.

Employer Benefits
+ Easy Plan Set-Up & Onboarding
+ Cost-Efficient
+ Payroll Integration
+ Flexible Plan Design
+ User-Friendly Digital Platform
+ Dedicated Service Team

Why Lutz?

A retirement account is often the most significant balance your employees accumulate in their lifetime. Allow us to work with you to implement a plan that supports you an your team.

Financial Market Update

Sign up to receive our weekly financial market update email.

Lutz Financial

News & Insights

Market Commentary
How Often Does Large-Growth Outperform? + 4.16.24
U.S. stocks have been on a tear for eighteen months. After reaching a bear market bottom in ...
Financial Planning
Tax-Free Roth Strategies: Backdoor Roth IRA & Mega Backdoor Roth
We’ve noticed a consistent theme of people focusing on reducing taxes now rather than planning ...
Market Commentary
What does the election mean for your investments? + 4.02.24
In election years we frequently get questions about how the markets might be impacted by the ...
Market Commentary
A Milestone for Index Funds + 3.26.24
Passive index funds achieved a notable milestone at the end of 2023. For the first time ever, ...
module-bg-desktop module-bg-mobile

Ready to learn more?

Take the first step toward securing a financial future for you and your employees.